자동차 금융 시장 : 시장 규모, 점유율, 동향 분석 보고서 : 공급자별, 금융별, 목적별, 차량별, 지역별, 부문별 예측(2025-2030년)

Automotive Finance Market Growth & Trends:

The global automotive finance market size is expected to reach USD 451.71 billion by 2030, registering a CAGR of 7.4% from 2025 to 2030, according to a new report by Grand View Research, Inc. Growing global demand for autonomous cars is expected to drive the market growth. Increasing government regulations on rising road safety are creating the need for autonomous cars with highly advanced technologies worldwide.

The investment made in the automotive finance industry is also creating new opportunities for market growth. For instance, in January 2021, MotoRefi, an automotive refinancing company, announced that it raised USD 10.0 million in a round that Moderna Ventures led. The company uses this funding to hire more employees and expand its offerings.

Various auto car manufacturers are entering into a partnership with automotive finance providers to enhance their customer experience. For instance, in March 2022, CIG Motors, a GAC brand distributor, announced its collaboration with Polaris Bank Limited. By means of this partnership, the former company aims to make vehicle ownership and acquisition easy for Nigerians through the Easy Buy scheme.

COVID-19 had a negative impact on the market growth in 2021. However, the global auto manufacturers, lenders, and dealers have got adjusted to the current COVID-19 situation. For instance, the automotive manufacturers incentivized their new car sales to grow their sales amid COVID-19. These efforts taken by the automakers are expected to improve the demand for automotive finance during the forecast period.

Automotive Finance Market Report Highlights:

• The banks segment led the market and accounted for 57.5% share of the global revenue in 2024. The banks segment growth can be attributed to the fast-processing features with the necessity for least documentation, in addition to the high-reliability features.
• The direct segment dominated the market and accounted for significant share of the global revenue in 2024. Consumers are focusing on determining the financing source, which effectively meets their requirements.
• The loan segment led the market in 2024. Loans have been a standard process of purchasing an automobile by most of the global population. As the credit environment started to advance, leasing and finance companies had extra funding sources to make accessible to consumers.
• The passenger vehicles segment led the market in 2024. The segment growth can be attributed to the increasing need of mobility due to increased distances between work, home, education, leisure, and shopping facilities.
• The Europe automotive finance market dominated and accounted for a 39.3% share of the global revenue in 2024. The regional market growth can be attributed to the presence of a large number of automotive finance service providers in the region.

Table Of Contents

Chapter 1. Methodology and Scope

• 1.1. Market Segmentation and Scope
• 1.2. Research Methodology
  • 1.2.1. Information Procurement
• 1.3. Information or Data Analysis
• 1.4. Methodology
• 1.5. Research Scope and Assumptions
• 1.6. Market Formulation & Validation
• 1.7. List of Data Sources

Chapter 2. Executive Summary

• 2.1. Market Outlook
• 2.2. Segment Outlook
• 2.3. Competitive Insights

Chapter 3. Automotive Finance Market Variables, Trends, & Scope

• 3.1. Market Lineage Outlook
• 3.2. Market Dynamics
  • 3.2.1. Market Driver Analysis
  • 3.2.2. Market Restraint Analysis
  • 3.2.3. Industry Challenge
• 3.3. Automotive Finance Market Analysis Tools
  • 3.3.1. Industry Analysis - Porter's
    • 3.3.1.1. Bargaining power of the suppliers
    • 3.3.1.2. Bargaining power of the buyers
    • 3.3.1.3. Threats of substitution
    • 3.3.1.4. Threats from new entrants
    • 3.3.1.5. Competitive rivalry
  • 3.3.2. PESTEL Analysis
    • 3.3.2.1. Political landscape
    • 3.3.2.2. Economic and social landscape
    • 3.3.2.3. Technological landscape
• 3.4. Pain Point Analysis

Chapter 4. Automotive Finance Market: Provider Estimates & Trend Analysis

• 4.1. Segment Dashboard
• 4.2. Automotive Finance Market: Provider Movement Analysis, 2024 & 2030 (USD Million)
• 4.3. Banks
  • 4.3.1. Fuel Tank Truck Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
• 4.4. OEMs
  • 4.4.1. OEMs Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
• 4.5. Other Financial Institutions
  • 4.5.1. Other Financial Institutions Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)

Chapter 5. Automotive Finance Market: Finance Estimates & Trend Analysis

• 5.1. Segment Dashboard
• 5.2. Automotive Finance Market: Finance Movement Analysis, 2024 & 2030 (USD Million)
• 5.3. Direct
  • 5.3.1. Direct Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
• 5.4. Indirect
  • 5.4.1. Indirect Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)

Chapter 6. Automotive Finance Market: Purpose Estimates & Trend Analysis

• 6.1. Segment Dashboard
• 6.2. Automotive Finance Market: Purpose Movement Analysis, 2024 & 2030 (USD Million)
• 6.3. Loan
  • 6.3.1. Loan Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
• 6.4. Leasing
  • 6.4.1. Leasing Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
• 6.5. Others
  • 6.5.1. Others Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)

Chapter 7. Automotive Finance Market: Vehicle Estimates & Trend Analysis

• 7.1. Segment Dashboard
• 7.2. Automotive Finance Market: Vehicle Movement Analysis, 2024 & 2030 (USD Million)
• 7.3. Commercial Vehicles
  • 7.3.1. Commercial Vehicles Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
• 7.4. Passenger Vehicles
  • 7.4.1. Private Vehicles Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)

Chapter 8. Automotive Finance Market: Regional Estimates & Trend Analysis

• 8.1. Automotive Finance Market Share, By Region, 2024 & 2030, USD Million
• 8.2. North America
  • 8.2.1. North America Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 8.2.2. U.S.
    • 8.2.2.1. U.S. Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 8.2.3. Canada
    • 8.2.3.1. Canada Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 8.2.4. Mexico
    • 8.2.4.1. Mexico Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
• 8.3. Europe
  • 8.3.1. Europe Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 8.3.2. UK
    • 8.3.2.1. UK Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 8.3.3. Germany
    • 8.3.3.1. Germany Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD MILLION)
  • 8.3.4. France
    • 8.3.4.1. France Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
• 8.4. Asia Pacific
  • 8.4.1. Asia Pacific Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 8.4.2. China
    • 8.4.2.1. China Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 8.4.3. Japan
    • 8.4.3.1. Japan Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 8.4.4. India
    • 8.4.4.1. India Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 8.4.5. South Korea
    • 8.4.5.1. South Korea Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 8.4.6. Australia
    • 8.4.6.1. Australia Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
• 8.5. Latin America
  • 8.5.1. Latin America Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 8.5.2. Brazil
    • 8.5.2.1. Brazil Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
• 8.6. Middle East and Africa
  • 8.6.1. Middle East and Africa Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 8.6.2. UAE
    • 8.6.2.1. UAE Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 8.6.3. KSA
    • 8.6.3.1. KSA Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 8.6.4. South Africa
    • 8.6.4.1. South Africa Automotive Finance Market Estimates and Forecasts, 2018 - 2030 (USD Million)

Chapter 9. Competitive Landscape

• 9.1. Company Categorization
• 9.2. Company Market Positioning
• 9.3. Company Heat Map Analysis
• 9.4. Company Profiles/Listing
  • 9.4.1. Ally Financial
    • 9.4.1.1. Participant's Overview
    • 9.4.1.2. Financial Performance
    • 9.4.1.3. Product Benchmarking
    • 9.4.1.4. Strategic Initiatives
  • 9.4.2. Bank of America
    • 9.4.2.1. Participant's Overview
    • 9.4.2.2. Financial Performance
    • 9.4.2.3. Product Benchmarking
    • 9.4.2.4. Strategic Initiatives
  • 9.4.3. Capital One
    • 9.4.3.1. Participant's Overview
    • 9.4.3.2. Financial Performance
    • 9.4.3.3. Product Benchmarking
    • 9.4.3.4. Strategic Initiatives
  • 9.4.4. Chase Auto Finance
    • 9.4.4.1. Participant's Overview
    • 9.4.4.2. Financial Performance
    • 9.4.4.3. Product Benchmarking
    • 9.4.4.4. Strategic Initiatives
  • 9.4.5. Daimler Financial Services
    • 9.4.5.1. Participant's Overview
    • 9.4.5.2. Financial Performance
    • 9.4.5.3. Product Benchmarking
    • 9.4.5.4. Strategic Initiatives
  • 9.4.6. Ford Motor Credit Company
    • 9.4.6.1. Participant's Overview
    • 9.4.6.2. Financial Performance
    • 9.4.6.3. Product Benchmarking
    • 9.4.6.4. Strategic Initiatives
  • 9.4.7. GM Financial Inc.
    • 9.4.7.1. Participant's Overview
    • 9.4.7.2. Financial Performance
    • 9.4.7.3. Product Benchmarking
    • 9.4.7.4. Strategic Initiatives
  • 9.4.8. Toyota Financial Services
    • 9.4.8.1. Participant's Overview
    • 9.4.8.2. Financial Performance
    • 9.4.8.3. Product Benchmarking
    • 9.4.8.4. Strategic Initiatives
  • 9.4.9. Hitachi Capital
    • 9.4.9.1. Participant's Overview
    • 9.4.9.2. Financial Performance
    • 9.4.9.3. Product Benchmarking
    • 9.4.9.4. Strategic Initiatives
  • 9.4.10. Volkswagen Financial Services
    • 9.4.10.1. Participant's Overview
    • 9.4.10.2. Financial Performance
    • 9.4.10.3. Product Benchmarking
    • 9.4.10.4. Strategic Initiatives