비접촉 결제 시장 규모, 점유율, 성장 분석 : 구성요소별, 유형별, 용도별, 업계별, 지역별 - 산업 예측(2025-2032년)

Global Contactless Payment Market size was valued at USD 42.5 billion in 2023 and is poised to grow from USD 46.71 billion in 2024 to USD 99.4 billion by 2032, growing at a CAGR of 9.9% during the forecast period (2025-2032).

The contactless payment market is significantly influenced by the widespread adoption of smartphones and digital wallets, driven by factors like usability, security, and broad acceptance across various sectors including retail, transportation, and online services. Companies are strategically focusing on urban retail environments or specific industries such as hospitality and food services. The frictionless nature of contactless payments enhances the customer experience by reducing transaction times and minimizing queues, especially during peak hours. Technologies like NFC, HCE, and RFID facilitate rapid touch-and-go transactions, leading to increased customer turnover and revenue growth. Moreover, competitive pricing strategies, including per-transaction fees and subscription models, shape market dynamics. Innovations like biometric verification enhance security and convenience, further advancing consumer adoption across multiple channels and reinforcing the market positions of leading providers.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Contactless Payment market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Contactless Payment Market Segments Analysis

Global Contactless Payment Market is segmented by Component, Type, Application, Vertical and region. Based on Component, the market is segmented into Hardware, Solutions and Services. Based on Type, the market is segmented into Smartphone Based Payments and Card Based Payments. Based on Application, the market is segmented into Retail, Transportation, Healthcare, Hospitality and Others. Based on Vertical, the market is segmented into Retail, Hospitality, Healthcare, Energy and Utilities, Transportation and Logistics, BFSI and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Contactless Payment Market

The global contactless payment market is being significantly propelled by the growing trend towards cashless transactions, resulting in a heightened consumer preference for contactless payment methods. The convenience, rapid processing, and enhanced security that contactless transactions provide have encouraged widespread adoption in various sectors, including retail, hospitality, healthcare, and transportation. As consumers become more reliant on NFC-enabled smartphones, wearable devices, and contactless cards for quick and seamless transactions, this shift is driving remarkable growth within the market. The inclination towards adopting these innovative payment solutions is transforming the way consumers conduct financial transactions globally.

Restraints in the Global Contactless Payment Market

Despite the convenience that contactless payment methods provide, the market faces substantial challenges primarily due to concerns about data breaches, identity theft, and fraudulent activities. Cybercriminals are constantly adapting their strategies to take advantage of vulnerabilities in payment systems. The lack of strong security measures-such as encryption, biometric authentication, and AI-powered fraud detection-poses a significant threat, leading to potential financial losses and data compromises. These issues can significantly undermine consumer confidence and impede the growth of the global contactless payment market as users become more hesitant to adopt these technologies without sufficient safeguards in place.

Market Trends of the Global Contactless Payment Market

The Global Contactless Payment market is witnessing a significant shift towards biometric authentication as a key trend, enhancing both security and user experience. Financial institutions and fintech firms are increasingly adopting biometric solutions, such as fingerprint and facial recognition technology, to facilitate seamless and secure transactions. Mastercard's introduction of biometric payment cards exemplifies this movement, allowing users to authenticate payments without the cumbersome requirements of PINs or signatures. As the demand for secure and efficient payment processes grows, this trend is anticipated to gain momentum, significantly curbing fraud risks and reshaping the landscape of contactless transactions worldwide.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis

Global Contactless Payment Market Size by Component & CAGR (2025-2032)

• Market Overview
• Hardware
  • POS
  • Cards
  • Others
• Solutions
• Services
  • Consulting
  • Integration and Deployment
  • Support and Maintenance

Global Contactless Payment Market Size by Type & CAGR (2025-2032)

• Market Overview
• Smartphone Based Payments
• Card Based Payments
  • Credit Cards
  • Debit Cards
  • Others

Global Contactless Payment Market Size by Application & CAGR (2025-2032)

• Market Overview
• Retail
  • Consumer Electronics
  • Fashion & Garments
  • Others
• Transportation
• Healthcare
• Hospitality
• Others

Global Contactless Payment Market Size by Vertical & CAGR (2025-2032)

• Market Overview
• Retail
• Hospitality
• Healthcare
• Energy and Utilities
• Transportation and Logistics
• BFSI
• Others

Global Contactless Payment Market Size & CAGR (2025-2032)

• North America (Component, Type, Application, Vertical)
  • US
  • Canada
• Europe (Component, Type, Application, Vertical)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Component, Type, Application, Vertical)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Component, Type, Application, Vertical)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Component, Type, Application, Vertical)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• Visa Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Mastercard Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Apple Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Google LLC (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Samsung Electronics Co., Ltd. (South Korea)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PayPal Holdings Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Alipay (China)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fiserv, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Global Payments Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Stripe, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Adyen N.V. (Netherlands)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ingenico (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Verifone Holdings, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Thales Group (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Giesecke+Devrient GmbH (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• IDEMIA (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ACI Worldwide Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Square, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PayU (Netherlands)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Infineon Technologies AG (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations