세계의 재무계획 및 분석(FP&A)용 AI(인공지능) 시장(-2032년)

According to Stratistics MRC, the Global AI in Financial Planning and Analysis Market is accounted for $62.9 billion in 2025 and is expected to reach $372.4 billion by 2032 growing at a CAGR of 28.9% during the forecast period. Artificial Intelligence (AI) in Financial Planning and Analysis (FP&A) refers to the integration of advanced algorithms, machine learning, and data analytics to automate and enhance financial forecasting, budgeting, and decision-making processes. AI enables organizations to analyze vast datasets in real time, identify trends, predict future financial outcomes, and improve accuracy in planning. It assists finance professionals in scenario modeling, anomaly detection, and performance monitoring while reducing manual effort and human error. By leveraging AI, businesses can achieve faster insights, more dynamic financial strategies, and data-driven decision-making, ultimately leading to improved financial agility and strategic business growth.

Market Dynamics:

Driver:

Demand for real-time, data-driven insights & automation

Enterprises seek dynamic forecasting scenario modeling and variance analysis to respond to market volatility and operational complexity. Platforms use AI to automate data aggregation trend detection and anomaly identification across finance workflows. Integration with ERP systems BI tools and cloud databases enhances speed accuracy and decision support. Demand for predictive and adaptive planning is rising across budgeting cash flow management and performance tracking. These dynamics are propelling platform deployment across finance transformation and analytics-driven ecosystems.

Restraint:

Data quality, fragmentation & integration challenges

Financial data often resides in siloed systems with inconsistent formats missing values and manual overrides. AI engines struggle to reconcile disparate sources and maintain auditability across planning models. Enterprises face challenges in aligning legacy systems with cloud-native platforms and ensuring real-time data synchronization. Lack of standardized taxonomies and governance frameworks further complicates integration and compliance. These constraints continue to hinder platform maturity and cross-functional adoption across finance teams.

Opportunity:

Cloud adoption & scalability

Cloud-native architecture supports modular deployment elastic compute and real-time collaboration across finance stakeholders. Platforms integrate with data lakes APIs and workflow engines to support dynamic planning and continuous forecasting. Demand for scalable and secure infrastructure is rising across global finance operations and decentralized teams. Vendors offer low-code interfaces embedded analytics and AI accelerators to enhance usability and performance. These trends are fostering growth across cloud-first and automation-driven FP&A ecosystems.

Threat:

Regulatory, governance, transparency & explainability concerns

Enterprises must ensure that AI-driven forecasts and recommendations are auditable interpretable and aligned with internal controls. Regulators and auditors require documentation of model logic data lineage and override mechanisms to validate financial outputs. Lack of explainability and ethical safeguards degrades stakeholder confidence and increases risk exposure. Platforms must invest in governance dashboards model validation and user training to meet compliance standards. These limitations continue to constrain platform adoption across regulated and risk-sensitive finance environments.

Covid-19 Impact:

The pandemic disrupted financial planning cycles revenue forecasting and capital allocation across global enterprises. Lockdowns and demand shocks increased volatility and reduced visibility across finance operations. However post-pandemic recovery emphasized agility scenario planning and digital transformation across FP&A functions. Investment in AI-driven forecasting cloud migration and real-time analytics surged across sectors. Public awareness of financial resilience and data-driven decision-making increased across executive and investor circles. These shifts are reinforcing long-term investment in AI-enabled FP&A infrastructure and strategic finance capabilities.

The machine learning & predictive analytics segment is expected to be the largest during the forecast period

The machine learning & predictive analytics segment is expected to account for the largest market share during the forecast period due to its foundational role in forecasting anomaly detection and performance optimization across FP&A workflows. Platforms use supervised and unsupervised models to simulate revenue trends cost drivers and cash flow scenarios. Integration with historical data external indicators and business drivers enhances model accuracy and strategic relevance. Demand for adaptive and explainable AI is rising across budgeting variance analysis and KPI tracking. Vendors offer embedded ML engines scenario libraries and visualization tools to support finance decision-making.

The retail & E-commerce segment is expected to have the highest CAGR during the forecast period

Over the forecast period, the retail & E-commerce segment is predicted to witness the highest growth rate as AI platforms expand across dynamic pricing inventory planning and omnichannel forecasting. Enterprises use predictive analytics to model demand seasonality and promotional impact across product categories and regions. Integration with POS systems CRM tools and supply chain data enhances planning granularity and responsiveness. Demand for scalable and real-time FP&A infrastructure is rising across fast-moving consumer goods and digital commerce models. Firms align financial planning with customer behavior campaign ROI and fulfillment metrics. These dynamics are accelerating growth across retail-centric AI in FP&A platforms and services.

Region with largest share:

During the forecast period, the North America region is expected to hold the largest market share due to its enterprise investment digital infrastructure and finance transformation maturity across industries. Firms deploy AI platforms across manufacturing retail healthcare and technology to enhance planning accuracy and agility. Investment in cloud migration data governance and analytics enablement supports scalability and compliance. Presence of leading vendors finance institutions and regulatory frameworks drives innovation and standardization. Enterprises align FP&A strategies with shareholder expectations ESG reporting and operational efficiency goals.

Region with highest CAGR:

Over the forecast period, the Asia Pacific region is anticipated to exhibit the highest CAGR as enterprise digitization e-commerce expansion and financial modernization converge across regional economies. Countries like India China Japan and South Korea scale FP&A platforms across retail manufacturing telecom and public sector finance. Government-backed programs support cloud adoption AI workforce development and startup incubation across finance technology. Local providers offer multilingual mobile-first and regionally adapted solutions tailored to compliance and operational needs. These trends are accelerating regional growth across AI-enabled financial planning innovation and deployment.

Key players in the market

Some of the key players in AI in Financial Planning and Analysis Market include Oracle Corporation, SAP SE, Workday Inc., Anaplan Inc., IBM Corporation, Microsoft Corporation, Google LLC, Amazon Web Services Inc., OneStream Software LLC, Vena Solutions Inc., Datarails Ltd., Planful Inc., Prophix Software Inc., Cube Software Inc. and Board International SA.

Key Developments:

In October 2025, Oracle launched AI agents within Oracle Fusion Cloud Applications, designed to automate core finance functions such as forecasting, variance analysis, and close processes. Built using Oracle AI Agent Studio, these agents delivered predictive insights and end-to-end workflow automation, helping finance leaders boost productivity, reduce costs, and improve controls.

In October 2025, SAP introduced new Joule AI agents within its Business AI suite, including the Cash Management Agent and Receipt Analysis Agent, tailored for FP&A workflows. These agents automated forecasting, spend analysis, and liquidity planning, enabling finance teams to drive real-time insights and operational efficiency. The launch marked SAP's shift toward agentic finance orchestration.

Components Covered:

• Software
• Services

Organization Sizes Covered:

• Large Enterprises
• Small & Medium Enterprises (SMEs)

Technologies Covered:

• Machine Learning & Predictive Analytics
• Natural Language Processing (NLP)
• Generative AI for Narrative Reporting
• Reinforcement Learning for Budget Optimization
• Composable Finance Platforms
• Cognitive Automation & Intelligent Workflow Engines
• Other Technologies

Applications Covered:

• Budgeting & Forecasting
• Financial Reporting & Compliance
• Cash Flow Management
• Risk & Opportunity Modeling
• Strategic Planning
• Variance Analysis
• Other Applications

End Users Covered:

• Banking, Financial Services & Insurance (BFSI)
• Manufacturing
• Retail & E-Commerce
• Healthcare & Life Sciences
• IT & Telecom
• Energy & Utilities
• Government & Public Sector
• Other End Users

Regions Covered:

• North America
  • US
  • Canada
  • Mexico
• Europe
  • Germany
  • UK
  • Italy
  • France
  • Spain
  • Rest of Europe
• Asia Pacific
  • Japan
  • China
  • India
  • Australia
  • New Zealand
  • South Korea
  • Rest of Asia Pacific
• South America
  • Argentina
  • Brazil
  • Chile
  • Rest of South America
• Middle East & Africa
  • Saudi Arabia
  • UAE
  • Qatar
  • South Africa
  • Rest of Middle East & Africa

What our report offers:

• Market share assessments for the regional and country-level segments
• Strategic recommendations for the new entrants
• Covers Market data for the years 2024, 2025, 2026, 2028, and 2032
• Market Trends (Drivers, Constraints, Opportunities, Threats, Challenges, Investment Opportunities, and recommendations)
• Strategic recommendations in key business segments based on the market estimations
• Competitive landscaping mapping the key common trends
• Company profiling with detailed strategies, financials, and recent developments
• Supply chain trends mapping the latest technological advancements

Free Customization Offerings:

All the customers of this report will be entitled to receive one of the following free customization options:

• Company Profiling
  • Comprehensive profiling of additional market players (up to 3)
  • SWOT Analysis of key players (up to 3)
• Regional Segmentation
  • Market estimations, Forecasts and CAGR of any prominent country as per the client's interest (Note: Depends on feasibility check)
• Competitive Benchmarking
  • Benchmarking of key players based on product portfolio, geographical presence, and strategic alliances

Table of Contents

1 Executive Summary

2 Preface

• 2.1 Abstract
• 2.2 Stake Holders
• 2.3 Research Scope
• 2.4 Research Methodology
  • 2.4.1 Data Mining
  • 2.4.2 Data Analysis
  • 2.4.3 Data Validation
  • 2.4.4 Research Approach
• 2.5 Research Sources
  • 2.5.1 Primary Research Sources
  • 2.5.2 Secondary Research Sources
  • 2.5.3 Assumptions

3 Market Trend Analysis

• 3.1 Introduction
• 3.2 Drivers
• 3.3 Restraints
• 3.4 Opportunities
• 3.5 Threats
• 3.6 Technology Analysis
• 3.7 Application Analysis
• 3.8 End User Analysis
• 3.9 Emerging Markets
• 3.10 Impact of Covid-19

4 Porters Five Force Analysis

• 4.1 Bargaining power of suppliers
• 4.2 Bargaining power of buyers
• 4.3 Threat of substitutes
• 4.4 Threat of new entrants
• 4.5 Competitive rivalry

5 Global AI in Financial Planning and Analysis Market, By Component

• 5.1 Introduction
• 5.2 Software
  • 5.2.1 Financial Planning & Forecasting Platforms
  • 5.2.2 Analytics & Visualization Dashboards
  • 5.2.3 Predictive Modeling Tools
  • 5.2.4 Automation & Workflow Management Software
• 5.3 Services
  • 5.3.1 Consulting & Implementation
  • 5.3.2 Training & Support
  • 5.3.3 Managed Services

6 Global AI in Financial Planning and Analysis Market, By Organization Size

• 6.1 Introduction
• 6.2 Large Enterprises
• 6.3 Small & Medium Enterprises (SMEs)

7 Global AI in Financial Planning and Analysis Market, By Technology

• 7.1 Introduction
• 7.2 Machine Learning & Predictive Analytics
• 7.3 Natural Language Processing (NLP)
• 7.4 Generative AI for Narrative Reporting
• 7.5 Reinforcement Learning for Budget Optimization
• 7.6 Composable Finance Platforms
• 7.7 Cognitive Automation & Intelligent Workflow Engines
• 7.8 Other Technologies

8 Global AI in Financial Planning and Analysis Market, By Application

• 8.1 Introduction
• 8.2 Budgeting & Forecasting
• 8.3 Financial Reporting & Compliance
• 8.4 Cash Flow Management
• 8.5 Risk & Opportunity Modeling
• 8.6 Strategic Planning
• 8.7 Variance Analysis
• 8.8 Other Applications

9 Global AI in Financial Planning and Analysis Market, By End User

• 9.1 Introduction
• 9.2 Banking, Financial Services & Insurance (BFSI)
• 9.3 Manufacturing
• 9.4 Retail & E-Commerce
• 9.5 Healthcare & Life Sciences
• 9.6 IT & Telecom
• 9.7 Energy & Utilities
• 9.8 Government & Public Sector
• 9.9 Other End Users

10 Global AI in Financial Planning and Analysis Market, By Geography

• 10.1 Introduction
• 10.2 North America
  • 10.2.1 US
  • 10.2.2 Canada
  • 10.2.3 Mexico
• 10.3 Europe
  • 10.3.1 Germany
  • 10.3.2 UK
  • 10.3.3 Italy
  • 10.3.4 France
  • 10.3.5 Spain
  • 10.3.6 Rest of Europe
• 10.4 Asia Pacific
  • 10.4.1 Japan
  • 10.4.2 China
  • 10.4.3 India
  • 10.4.4 Australia
  • 10.4.5 New Zealand
  • 10.4.6 South Korea
  • 10.4.7 Rest of Asia Pacific
• 10.5 South America
  • 10.5.1 Argentina
  • 10.5.2 Brazil
  • 10.5.3 Chile
  • 10.5.4 Rest of South America
• 10.6 Middle East & Africa
  • 10.6.1 Saudi Arabia
  • 10.6.2 UAE
  • 10.6.3 Qatar
  • 10.6.4 South Africa
  • 10.6.5 Rest of Middle East & Africa

11 Key Developments

• 11.1 Agreements, Partnerships, Collaborations and Joint Ventures
• 11.2 Acquisitions & Mergers
• 11.3 New Product Launch
• 11.4 Expansions
• 11.5 Other Key Strategies

12 Company Profiling

• 12.1 Oracle Corporation
• 12.2 SAP SE
• 12.3 Workday Inc.
• 12.4 Anaplan Inc.
• 12.5 IBM Corporation
• 12.6 Microsoft Corporation
• 12.7 Google LLC
• 12.8 Amazon Web Services Inc.
• 12.9 OneStream Software LLC
• 12.10 Vena Solutions Inc.
• 12.11 Datarails Ltd.
• 12.12 Planful Inc.
• 12.13 Prophix Software Inc.
• 12.14 Cube Software Inc.
• 12.15 Board International SA