결제 보안 시장 - 세계 산업 규모, 점유율, 동향, 기회, 예측, 유형별, 컴포넌트별, 솔루션별, 지역별＆경쟁(2021-2031년)

The Global Payment Security Market is projected to expand from USD 30.82 Billion in 2025 to USD 65.51 Billion by 2031, achieving a CAGR of 13.39%. This market comprises the regulatory protocols and technological solutions designed to defend sensitive data and financial transactions against unauthorized access. Growth is primarily fuelled by the rapid digitization of international commerce and the obligation for enterprises to meet strict compliance mandates, such as PCI DSS. Furthermore, the rising threat of financial fraud compels the adoption of strong defense mechanisms to safeguard organizational assets. Highlighting the urgency for effective security, the Association for Financial Professionals reported in 2025 that 79% of organizations experienced attempted or actual payments fraud in 2024.

Nevertheless, market expansion faces a significant hurdle in reconciling stringent security measures with a smooth customer experience. Implementing excessive authentication steps frequently generates user friction and transaction delays, leading to higher rates of cart abandonment and subsequent revenue declines for merchants. As a result, stakeholders grapple with the ongoing challenge of establishing rigorous protection standards that successfully mitigate risk without hindering the efficiency of legitimate payment operations.

Market Driver

The rising incidence of data breaches and financial cyberattacks serves as a major catalyst for the Global Payment Security Market. With threat actors utilizing increasingly sophisticated methods-ranging from AI-driven fraud and social engineering to ransomware-payment processors and financial institutions face immense pressure to strengthen their defensive infrastructures. This uptick in malicious behavior fuels the necessity for sophisticated threat detection and response systems capable of guarding sensitive consumer data. Emphasizing the continuity of this threat, UK Finance's 'Half Year Fraud Report 2024', released in October 2024, noted a 16% increase in total fraud cases within the United Kingdom during the first half of 2024 compared to the prior year.

In parallel, the rapid global shift toward contactless and digital payment methods is transforming the security environment. The move from cash to mobile wallets, real-time transfers, and various e-commerce platforms creates a wider attack surface, requiring versatile security measures such as multi-factor authentication and tokenization. Merchants are actively expanding their payment capabilities to satisfy consumer preferences, creating a need for modernized security frameworks. According to Visa's '2024 Global eCommerce Payments & Fraud Report' from March 2024, 82% of merchants surveyed had introduced at least one new payment method in the previous year. The financial implications of securing these channels are profound; IBM reported that in 2024, the average cost of a data breach for financial organizations hit USD 6.08 million, a figure well above the global average.

Market Challenge

The principal obstacle restraining the Global Payment Security Market is the tension between enforcing strict security protocols and ensuring a seamless customer journey. As merchants deploy intricate authentication layers to counter fraud, legitimate users often face hurdles, such as burdensome multi-step verification or forgotten login details. This friction creates a direct link to transaction delays and increased cart abandonment, effectively penalizing valid customers in the effort to screen out malicious entities. Consequently, businesses are frequently reluctant to implement the most sophisticated security solutions, fearing that such intrusive measures will lower conversion rates and cause revenue attrition, thereby slowing the adoption of high-level protection technologies.

Recent data highlights the extent of consumer frustration with conventional security methods, validating this hesitation. In 2024, the FIDO Alliance reported that 42% of consumers had abandoned an online purchase within the prior month simply because they could not recall their password. This statistic illustrates that when security protocols hinder accessibility, the immediate outcome is a measurable loss in sales. As long as authentication mechanisms are viewed as impediments rather than protective assets, merchants will likely remain guarded about investing in comprehensive security suites, thus restricting the market's capacity for rapid growth.

Market Trends

The widespread shift toward Biometric and Passwordless Authentication is transforming the Global Payment Security Market by removing the dependence on static credentials. Driven by the necessity to reconcile robust security with a smooth user experience, this trend leverages FIDO-based standards to let consumers authenticate through possession and inherence factors instead of memory. This transition not only lowers checkout friction for legitimate users but also mitigates risks linked to phishing and credential stuffing. According to Dashlane's '2025 Passkey Power 20' report from October 2025, the global volume of passkey authentications more than doubled year-over-year, indicating a definitive move away from traditional passwords toward phishing-resistant infrastructures.

Simultaneously, the proliferation of Network Tokenization is establishing itself as a vital standard for securing the payment lifecycle while improving transaction performance. This technology substitutes sensitive Primary Account Numbers (PANs) with unique digital tokens, ensuring that the underlying data remains valueless to attackers even if a breach occurs, effectively devaluing the target for cybercriminals. Beyond security, this framework greatly supports business continuity by facilitating lifecycle management, where credentials update automatically to avoid declined transactions. In a February 2025 filing with the U.S. Securities and Exchange Commission, Mastercard disclosed that nearly 30% of its global transactions in 2024 utilized tokenization technology, highlighting the rapid industrial scaling of this capability.

Key Market Players

• Symantec Corporation
• Cisco Systems, Inc.
• IBM Corporation
• Trend Micro, Inc.
• Sophos Group plc
• NortonLifeLock Inc.
• McAfee, LLC
• CA Technologies
• Cybersource Corporation
• Thales Group
• Bluefin Payment Systems
• Trustwave Holdings, Inc.
• Ingenico Group

Report Scope

In this report, the Global Payment Security Market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:

Payment Security Market, By Type

• POS
• Web
• Mobile

Payment Security Market, By Component

• Solutions
• Services

Payment Security Market, By Solution

• Antivirus & Firewall
• Data Encryption
• Tokenization
• Others

Payment Security Market, By Region

• North America
  • United States
  • Canada
  • Mexico
• Europe
  • France
  • United Kingdom
  • Italy
  • Germany
  • Spain
• Asia Pacific
  • China
  • India
  • Japan
  • Australia
  • South Korea
• South America
  • Brazil
  • Argentina
  • Colombia
• Middle East & Africa
  • South Africa
  • Saudi Arabia
  • UAE

Competitive Landscape

Company Profiles: Detailed analysis of the major companies present in the Global Payment Security Market.

Available Customizations:

Global Payment Security Market report with the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:

Company Information

• Detailed analysis and profiling of additional market players (up to five).

Table of Contents

1. Product Overview

• 1.1. Market Definition
• 1.2. Scope of the Market
  • 1.2.1. Markets Covered
  • 1.2.2. Years Considered for Study
  • 1.2.3. Key Market Segmentations

2. Research Methodology

• 2.1. Objective of the Study
• 2.2. Baseline Methodology
• 2.3. Key Industry Partners
• 2.4. Major Association and Secondary Sources
• 2.5. Forecasting Methodology
• 2.6. Data Triangulation & Validation
• 2.7. Assumptions and Limitations

3. Executive Summary

• 3.1. Overview of the Market
• 3.2. Overview of Key Market Segmentations
• 3.3. Overview of Key Market Players
• 3.4. Overview of Key Regions/Countries
• 3.5. Overview of Market Drivers, Challenges, Trends

4. Voice of Customer

5. Global Payment Security Market Outlook

• 5.1. Market Size & Forecast
  • 5.1.1. By Value
• 5.2. Market Share & Forecast
  • 5.2.1. By Type (POS, Web & Mobile)
  • 5.2.2. By Component (Solutions Vs. Services)
  • 5.2.3. By Solution (Antivirus & Firewall, Data Encryption, Tokenization & Others)
  • 5.2.4. By Region
  • 5.2.5. By Company (2025)
• 5.3. Market Map

6. North America Payment Security Market Outlook

• 6.1. Market Size & Forecast
  • 6.1.1. By Value
• 6.2. Market Share & Forecast
  • 6.2.1. By Type
  • 6.2.2. By Component
  • 6.2.3. By Solution
  • 6.2.4. By Country
• 6.3. North America: Country Analysis
  • 6.3.1. United States Payment Security Market Outlook
    • 6.3.1.1. Market Size & Forecast
      • 6.3.1.1.1. By Value
    • 6.3.1.2. Market Share & Forecast
      • 6.3.1.2.1. By Type
      • 6.3.1.2.2. By Component
      • 6.3.1.2.3. By Solution
  • 6.3.2. Canada Payment Security Market Outlook
    • 6.3.2.1. Market Size & Forecast
      • 6.3.2.1.1. By Value
    • 6.3.2.2. Market Share & Forecast
      • 6.3.2.2.1. By Type
      • 6.3.2.2.2. By Component
      • 6.3.2.2.3. By Solution
  • 6.3.3. Mexico Payment Security Market Outlook
    • 6.3.3.1. Market Size & Forecast
      • 6.3.3.1.1. By Value
    • 6.3.3.2. Market Share & Forecast
      • 6.3.3.2.1. By Type
      • 6.3.3.2.2. By Component
      • 6.3.3.2.3. By Solution

7. Europe Payment Security Market Outlook

• 7.1. Market Size & Forecast
  • 7.1.1. By Value
• 7.2. Market Share & Forecast
  • 7.2.1. By Type
  • 7.2.2. By Component
  • 7.2.3. By Solution
  • 7.2.4. By Country
• 7.3. Europe: Country Analysis
  • 7.3.1. Germany Payment Security Market Outlook
    • 7.3.1.1. Market Size & Forecast
      • 7.3.1.1.1. By Value
    • 7.3.1.2. Market Share & Forecast
      • 7.3.1.2.1. By Type
      • 7.3.1.2.2. By Component
      • 7.3.1.2.3. By Solution
  • 7.3.2. France Payment Security Market Outlook
    • 7.3.2.1. Market Size & Forecast
      • 7.3.2.1.1. By Value
    • 7.3.2.2. Market Share & Forecast
      • 7.3.2.2.1. By Type
      • 7.3.2.2.2. By Component
      • 7.3.2.2.3. By Solution
  • 7.3.3. United Kingdom Payment Security Market Outlook
    • 7.3.3.1. Market Size & Forecast
      • 7.3.3.1.1. By Value
    • 7.3.3.2. Market Share & Forecast
      • 7.3.3.2.1. By Type
      • 7.3.3.2.2. By Component
      • 7.3.3.2.3. By Solution
  • 7.3.4. Italy Payment Security Market Outlook
    • 7.3.4.1. Market Size & Forecast
      • 7.3.4.1.1. By Value
    • 7.3.4.2. Market Share & Forecast
      • 7.3.4.2.1. By Type
      • 7.3.4.2.2. By Component
      • 7.3.4.2.3. By Solution
  • 7.3.5. Spain Payment Security Market Outlook
    • 7.3.5.1. Market Size & Forecast
      • 7.3.5.1.1. By Value
    • 7.3.5.2. Market Share & Forecast
      • 7.3.5.2.1. By Type
      • 7.3.5.2.2. By Component
      • 7.3.5.2.3. By Solution

8. Asia Pacific Payment Security Market Outlook

• 8.1. Market Size & Forecast
  • 8.1.1. By Value
• 8.2. Market Share & Forecast
  • 8.2.1. By Type
  • 8.2.2. By Component
  • 8.2.3. By Solution
  • 8.2.4. By Country
• 8.3. Asia Pacific: Country Analysis
  • 8.3.1. China Payment Security Market Outlook
    • 8.3.1.1. Market Size & Forecast
      • 8.3.1.1.1. By Value
    • 8.3.1.2. Market Share & Forecast
      • 8.3.1.2.1. By Type
      • 8.3.1.2.2. By Component
      • 8.3.1.2.3. By Solution
  • 8.3.2. India Payment Security Market Outlook
    • 8.3.2.1. Market Size & Forecast
      • 8.3.2.1.1. By Value
    • 8.3.2.2. Market Share & Forecast
      • 8.3.2.2.1. By Type
      • 8.3.2.2.2. By Component
      • 8.3.2.2.3. By Solution
  • 8.3.3. Japan Payment Security Market Outlook
    • 8.3.3.1. Market Size & Forecast
      • 8.3.3.1.1. By Value
    • 8.3.3.2. Market Share & Forecast
      • 8.3.3.2.1. By Type
      • 8.3.3.2.2. By Component
      • 8.3.3.2.3. By Solution
  • 8.3.4. South Korea Payment Security Market Outlook
    • 8.3.4.1. Market Size & Forecast
      • 8.3.4.1.1. By Value
    • 8.3.4.2. Market Share & Forecast
      • 8.3.4.2.1. By Type
      • 8.3.4.2.2. By Component
      • 8.3.4.2.3. By Solution
  • 8.3.5. Australia Payment Security Market Outlook
    • 8.3.5.1. Market Size & Forecast
      • 8.3.5.1.1. By Value
    • 8.3.5.2. Market Share & Forecast
      • 8.3.5.2.1. By Type
      • 8.3.5.2.2. By Component
      • 8.3.5.2.3. By Solution

9. Middle East & Africa Payment Security Market Outlook

• 9.1. Market Size & Forecast
  • 9.1.1. By Value
• 9.2. Market Share & Forecast
  • 9.2.1. By Type
  • 9.2.2. By Component
  • 9.2.3. By Solution
  • 9.2.4. By Country
• 9.3. Middle East & Africa: Country Analysis
  • 9.3.1. Saudi Arabia Payment Security Market Outlook
    • 9.3.1.1. Market Size & Forecast
      • 9.3.1.1.1. By Value
    • 9.3.1.2. Market Share & Forecast
      • 9.3.1.2.1. By Type
      • 9.3.1.2.2. By Component
      • 9.3.1.2.3. By Solution
  • 9.3.2. UAE Payment Security Market Outlook
    • 9.3.2.1. Market Size & Forecast
      • 9.3.2.1.1. By Value
    • 9.3.2.2. Market Share & Forecast
      • 9.3.2.2.1. By Type
      • 9.3.2.2.2. By Component
      • 9.3.2.2.3. By Solution
  • 9.3.3. South Africa Payment Security Market Outlook
    • 9.3.3.1. Market Size & Forecast
      • 9.3.3.1.1. By Value
    • 9.3.3.2. Market Share & Forecast
      • 9.3.3.2.1. By Type
      • 9.3.3.2.2. By Component
      • 9.3.3.2.3. By Solution

10. South America Payment Security Market Outlook

• 10.1. Market Size & Forecast
  • 10.1.1. By Value
• 10.2. Market Share & Forecast
  • 10.2.1. By Type
  • 10.2.2. By Component
  • 10.2.3. By Solution
  • 10.2.4. By Country
• 10.3. South America: Country Analysis
  • 10.3.1. Brazil Payment Security Market Outlook
    • 10.3.1.1. Market Size & Forecast
      • 10.3.1.1.1. By Value
    • 10.3.1.2. Market Share & Forecast
      • 10.3.1.2.1. By Type
      • 10.3.1.2.2. By Component
      • 10.3.1.2.3. By Solution
  • 10.3.2. Colombia Payment Security Market Outlook
    • 10.3.2.1. Market Size & Forecast
      • 10.3.2.1.1. By Value
    • 10.3.2.2. Market Share & Forecast
      • 10.3.2.2.1. By Type
      • 10.3.2.2.2. By Component
      • 10.3.2.2.3. By Solution
  • 10.3.3. Argentina Payment Security Market Outlook
    • 10.3.3.1. Market Size & Forecast
      • 10.3.3.1.1. By Value
    • 10.3.3.2. Market Share & Forecast
      • 10.3.3.2.1. By Type
      • 10.3.3.2.2. By Component
      • 10.3.3.2.3. By Solution

11. Market Dynamics

• 11.1. Drivers
• 11.2. Challenges

12. Market Trends & Developments

• 12.1. Merger & Acquisition (If Any)
• 12.2. Product Launches (If Any)
• 12.3. Recent Developments

13. Global Payment Security Market: SWOT Analysis

14. Porter's Five Forces Analysis

• 14.1. Competition in the Industry
• 14.2. Potential of New Entrants
• 14.3. Power of Suppliers
• 14.4. Power of Customers
• 14.5. Threat of Substitute Products

15. Competitive Landscape

• 15.1. Symantec Corporation
  • 15.1.1. Business Overview
  • 15.1.2. Products & Services
  • 15.1.3. Recent Developments
  • 15.1.4. Key Personnel
  • 15.1.5. SWOT Analysis
• 15.2. Cisco Systems, Inc.
• 15.3. IBM Corporation
• 15.4. Trend Micro, Inc.
• 15.5. Sophos Group plc
• 15.6. NortonLifeLock Inc.
• 15.7. McAfee, LLC
• 15.8. CA Technologies
• 15.9. Cybersource Corporation
• 15.10. Thales Group
• 15.11. Bluefin Payment Systems
• 15.12. Trustwave Holdings, Inc.
• 15.13. Ingenico Group

16. Strategic Recommendations

17. About Us & Disclaimer