리스(2035년) : 모빌리티 금융의 미래

EV Adoption, New Financing Structures, and Digitally Connected Fleet Platforms Drive Transformational Growth

The global leasing industry is entering a pivotal decade as electrification, innovative financing models, and a more integrated fleet management ecosystem fundamentally reshape the future of mobility finance. By 2035, battery electric vehicles (BEVs) will dominate new fleet acquisitions in most mature markets, pushing leasing providers to redesign product structures, residual value models, and lifecycle strategies. This shift places leasing at the center of the EV transition, as corporates and consumers increasingly rely on leasing to mitigate upfront costs, technology uncertainty, and battery performance risks.

At the same time, fleet financing is evolving beyond traditional operational and financial lease formats. New capital-light structures, flexible subscription-based models, and usage-linked payment mechanisms are emerging, supported by stronger collaboration between original equipment manufacturers, leasing companies, banks, and mobility platforms. These models are reshaping balance sheets, broadening access to mobility solutions, and enabling faster fleet turnover, an essential requirement in an era of rapid technological change.

Parallel to this, the fleet management ecosystem is expanding into a connected, data-driven service layer. Telematics, predictive maintenance, battery analytics, and integrated charging management are transforming fleets from static assets into intelligent mobility systems. Leasing providers are moving upstream and downstream in the value chain, offering energy services, digital maintenance orchestration, and sustainability reporting to meet the rising expectations of corporate and government customers.

Collectively, these forces position leasing as a catalyst for the global mobility transition. Electrification, innovative financing, and connected ecosystem services are not simply reshaping the industry; they are redefining how mobility is owned, financed, and managed over the next decade.

The study period is 2025-2035, with 2025 as the base year and 2026-2035 as the forecast period.

Table of Contents

Strategic Imperatives

• Why is it Increasingly Difficult to Grow?
• The Strategic Imperative 8TM
• The Impact of the Top 3 Strategic Imperatives on the Mobility Finance Industry

Growth Opportunity Analysis

• Scope of Analysis
• Growth Drivers
• Growth Restraints

Electrification of Leasing

• Summary
• Regulations Drive Lease Pricing
• EV Remarketing
• Leasing as Energy Service: Context
• Leasing as Energy Service: Implication
• Impact on Sustainability Beyond Cars

Evolution of Fleet Financing

• Summary
• The New Economics of Fleet Financing
• The Rise of Leasing Platforms
• Mobility as a Financial Asset
• Adaptive Mobility Contracts-From Subscription to Intelligence

Evolution of Fleet Management Ecosystem

• Summary
• From Traditional Management to AI-Powered
• Predictive Maintenance and Autonomous Service Ecosystems
• Circular Parts Sourcing
• Connected Data Services
• Fleet-as-a-Service

Growth Opportunity Universe

• Growth Opportunity 1: Electrification of Leasing
• Growth Opportunity 2: Evolution of Fleet Financing
• Growth Opportunity 3: Evolution of Fleet Management Ecosystem

Appendix

• List of Abbreviations

Next Steps

• Benefits and Impacts of Growth Opportunities
• Next Steps
• List of Exhibits
• Legal Disclaimer