2Q25 컴플라이언스 브리핑 : 규제 복잡성을 극복하는 AI 주도 전략

This IDC Perspective discusses how regulatory activity surged in 2Q25, accelerating expectations for how institutions manage fraud, crypto exposure, sanctions, and cross-border risk. Compliance functions must now operate in real time and provide traceable, auditable decisions. The market is shifting toward demonstrable fraud compliance, with regulators beginning to emphasize the use of new external data sources such as shipping movements, trade documentation, and ownership registries. As budgets tighten, spending on compliance technology continues to rise, driven by the need for defensible investments that deliver measurable outcomes. Institutions are prioritizing platforms that improve speed, enhance oversight, and scale across compliance, risk, and fraud functions."Institutions that invest in explainable, adaptive, and AI-enabled frameworks will not only keep pace with enforcement trends," says Sam Abadir, research director, Risk, Financial Crime, and Compliance, IDC. "They will build a foundation for more resilient, responsive, and cost-effective operations."

Executive Snapshot

Situation Overview

• The Compliance Landscape Is Shifting
  • Payment Fraud and Scam Prevention
  • Terrorism Financing and Typology Monitoring
  • Digital Asset Compliance
  • Beneficial Ownership and Real Estate Oversight
  • Sanctions and Trade-Based Evasion
  • Escalating Cybercrime and Scams
  • Regulatory Strategy and Supervision Shifts
  • AI, GenAI, and Agentic Systems in Compliance

Advice for the Technology Buyer

• AI-Driven Compliance Capabilities and Governance Requirements
  • Cost of Compliance
  • Strategic Procurement Considerations

IDC's Point of View

• The Strategic Shift Toward AI-Enabled Compliance
  • Role-Based Impacts and Technology Requirements

Learn More

• Related Research
• Synopsis