세계의 레그테크(RegTech) 시장 예측(-2032년) : 컴포넌트별, 배포 유형별, 기업 규모별, 용도별, 최종사용자별, 지역별 세계 분석

According to Stratistics MRC, the Global RegTech Market is accounted for $26.08 billion in 2025 and is expected to reach $116.26 billion by 2032 growing at a CAGR of 23.8% during the forecast period. RegTech, short for Regulatory Technology uses advanced technologies such as AI, blockchain, and big data analytics to streamline and automate regulatory compliance processes for financial institutions and enterprises. The RegTech market encompasses solutions that enhance risk management, monitoring, reporting, and fraud detection while reducing operational costs and human error. Growing regulatory complexity, increasing digitalization in finance, and the demand for efficient compliance management are driving the rapid adoption and expansion of this market globally.

According to the U.S. Department of the Treasury, financial institutions spend over $61 billion annually on compliance, driving demand for RegTech solutions that reduce manual workloads and improve risk detection.

Market Dynamics:

Driver:

Increasing regulatory complexity

As financial institutions navigate a labyrinth of compliance requirements, often varying across jurisdictions, the demand for automated solutions intensifies. RegTech platforms facilitate real-time monitoring, reporting, and adaptation to regulatory changes, thereby mitigating risks and ensuring adherence. This complexity, coupled with the need for efficiency, propels organizations to adopt advanced technologies, positioning RegTech as an indispensable tool in modern compliance strategies.

Restraint:

Data privacy

Data privacy remains a significant challenge for RegTech adoption. With stringent regulations like GDPR and CCPA, organizations are cautious about sharing sensitive information with third-party solutions. RegTech providers must ensure robust data protection mechanisms, including encryption and anonymization, to gain trust. Failure to address these concerns can lead to legal repercussions and damage to reputation, hindering the widespread acceptance of RegTech solutions in sensitive sectors.

Opportunity:

Demand from non-financial sectors

While financial services have been the primary adopters, non-financial sectors are increasingly recognizing the value of RegTech. Industries such as healthcare, telecommunications, and energy face mounting regulatory pressures and are turning to RegTech for compliance automation. This diversification opens new avenues for growth, as these sectors seek tailored solutions to manage their unique regulatory landscapes, thereby broadening the market's scope and potential.

Threat:

Regulatory divergence across countries

The inconsistency in regulatory standards across countries poses a significant threat to the RegTech market. Firms operating internationally must navigate a patchwork of regulations, leading to increased compliance costs and operational complexities. For instance, the EU's MiCA framework allows cross-border "passporting" of licenses, yet countries like France have expressed concerns over inconsistent enforcement, potentially undermining investor protection. Such disparities can impede the seamless implementation of RegTech solutions globally.

Covid-19 Impact:

The COVID-19 pandemic accelerated the adoption of RegTech solutions as businesses shifted to remote operations. The surge in digital transactions and remote work environments heightened the risk of cyber threats and compliance challenges. RegTech platforms enabled organizations to maintain compliance, monitor transactions, and detect fraudulent activities in real-time, ensuring business continuity and regulatory adherence during the crisis.

The solutions segment is expected to be the largest during the forecast period

The solutions segment is expected to account for the largest market share during the forecast period. This growth is driven by the increasing need for comprehensive compliance tools that offer real-time monitoring, reporting, and risk management capabilities. Organizations are investing in end-to-end solutions that integrate seamlessly with existing systems, providing a holistic approach to regulatory challenges. The demand for such integrated solutions is expected to propel the segment's market share, reflecting the industry's shift towards comprehensive compliance frameworks.

The fraud management segment is expected to have the highest CAGR during the forecast period

Over the forecast period, the fraud management segment is predicted to witness the highest growth rate. This surge is attributed to the increasing sophistication of cyber threats and fraudulent activities, prompting organizations to invest in advanced fraud detection and prevention tools. RegTech solutions equipped with machine learning and AI capabilities are enabling real-time identification of anomalies and potential fraud, thereby enhancing security and trust in digital transactions. The escalating need for robust fraud management systems is expected to drive the segment's rapid expansion.

Region with largest share:

During the forecast period, the North America region is expected to hold the largest market share. This dominance is attributed to the presence of a well-established financial sector, stringent regulatory requirements, and a high rate of technological adoption. Countries like the United States and Canada are at the forefront of RegTech innovation, with numerous startups and established firms developing cutting-edge compliance solutions. The region's supportive regulatory environment and demand for efficient compliance mechanisms contribute to its leading position in the global RegTech market.

Region with highest CAGR:

Over the forecast period, the Asia Pacific region is anticipated to exhibit the highest CAGR. Rapid economic growth, increasing digitalization, and the expansion of financial services in countries like India, China, and Singapore are driving this growth. The region's diverse regulatory landscapes and the need for scalable compliance solutions present significant opportunities for RegTech providers. Additionally, the rise of fintech startups and government initiatives to promote digital economies are expected to further accelerate the adoption of RegTech solutions, positioning Asia Pacific as a high-growth market.

Key players in the market

Some of the key players in RegTech Market include ComplyAdvantage Ltd, Trulioo Inc., Onfido Ltd, AxiomSL, Inc., Fenergo Limited, NICE Ltd, Wolters Kluwer N.V., Thomson Reuters Corporation, LexisNexis Risk Solutions, SAS Institute Inc., MetricStream Inc., Broadridge Financial Solutions, Inc., Fidelity National Information Services, Inc. (FIS), Jumio Corporation, Chainalysis Inc., ThetaRay Ltd, Ascent Technologies, Inc., ACTICO GmbH.

Key Developments:

In September 2025, ComplyAdvantage announced collaboration with Greenlite AI to integrate AI agents into their financial crime compliance processes. This partnership aims to reduce false positives and enhance the efficiency of alert management and case handling.

In August 2025, Thomson Reuters Corporation, a global content and technology company, today announced the launch of its next-generation AI solutions, purpose-built for professionals. Together, these new solutions - including CoCounsel Legal, AI-enhanced Legal Tracker, and CoCounsel Tax - support the end-to-end workflows for tax, accounting, legal, compliance, global trade, and other key enabling functions for businesses across the globe.

In March 2025, Trulioo, an industry-leading identity platform with proven global coverage for person and business verification, today announced across-the-board advances in its state-of-the-art Identity Document Verification from continuous innovation around proprietary AI and machine learning models.

Components Covered:

• Solutions
• Services

Deployment Types:

• Cloud
• On-Premises

Enterprise Sizes Covered:

• Small & Medium Enterprises (SMEs)
• Large Enterprises

Applications Covered:

• Risk & Compliance Management
• Identity Management
• Regulatory Reporting
• Fraud Management
• Anti-Money Laundering (AML) & Counter-Terrorist Financing (CTF)
• Transaction Monitoring
• Other Applications

End Users Covered:

• Banks
• Insurance Companies
• FinTech Firms
• Government & Regulatory Bodies
• Other End Users

Regions Covered:

• North America
  • US
  • Canada
  • Mexico
• Europe
  • Germany
  • UK
  • Italy
  • France
  • Spain
  • Rest of Europe
• Asia Pacific
  • Japan
  • China
  • India
  • Australia
  • New Zealand
  • South Korea
  • Rest of Asia Pacific
• South America
  • Argentina
  • Brazil
  • Chile
  • Rest of South America
• Middle East & Africa
  • Saudi Arabia
  • UAE
  • Qatar
  • South Africa
  • Rest of Middle East & Africa

What our report offers:

• Market share assessments for the regional and country-level segments
• Strategic recommendations for the new entrants
• Covers Market data for the years 2024, 2025, 2026, 2028, and 2032
• Market Trends (Drivers, Constraints, Opportunities, Threats, Challenges, Investment Opportunities, and recommendations)
• Strategic recommendations in key business segments based on the market estimations
• Competitive landscaping mapping the key common trends
• Company profiling with detailed strategies, financials, and recent developments
• Supply chain trends mapping the latest technological advancements

Free Customization Offerings:

All the customers of this report will be entitled to receive one of the following free customization options:

• Company Profiling
  • Comprehensive profiling of additional market players (up to 3)
  • SWOT Analysis of key players (up to 3)
• Regional Segmentation
  • Market estimations, Forecasts and CAGR of any prominent country as per the client's interest (Note: Depends on feasibility check)
• Competitive Benchmarking
  • Benchmarking of key players based on product portfolio, geographical presence, and strategic alliances

Table of Contents

1 Executive Summary

2 Preface

• 2.1 Abstract
• 2.2 Stake Holders
• 2.3 Research Scope
• 2.4 Research Methodology
  • 2.4.1 Data Mining
  • 2.4.2 Data Analysis
  • 2.4.3 Data Validation
  • 2.4.4 Research Approach
• 2.5 Research Sources
  • 2.5.1 Primary Research Sources
  • 2.5.2 Secondary Research Sources
  • 2.5.3 Assumptions

3 Market Trend Analysis

• 3.1 Introduction
• 3.2 Drivers
• 3.3 Restraints
• 3.4 Opportunities
• 3.5 Threats
• 3.6 Application Analysis
• 3.7 End User Analysis
• 3.8 Emerging Markets
• 3.9 Impact of Covid-19

4 Porters Five Force Analysis

• 4.1 Bargaining power of suppliers
• 4.2 Bargaining power of buyers
• 4.3 Threat of substitutes
• 4.4 Threat of new entrants
• 4.5 Competitive rivalry

5 Global RegTech Market, By Component

• 5.1 Introduction
• 5.2 Solutions
• 5.3 Services

6 Global RegTech Market, By Deployment Type

• 6.1 Introduction
• 6.2 Cloud
• 6.3 On-Premises

7 Global RegTech Market, By Enterprise Size

• 7.1 Introduction
• 7.2 Small & Medium Enterprises (SMEs)
• 7.3 Large Enterprises

8 Global RegTech Market, By Application

• 8.1 Introduction
• 8.2 Risk & Compliance Management
• 8.3 Identity Management
• 8.4 Regulatory Reporting
• 8.5 Fraud Management
• 8.6 Anti-Money Laundering (AML) & Counter-Terrorist Financing (CTF)
• 8.7 Transaction Monitoring
• 8.8 Other Applications

9 Global RegTech Market, By End User

• 9.1 Introduction
• 9.2 Banks
• 9.3 Insurance Companies
• 9.4 FinTech Firms
• 9.5 Government & Regulatory Bodies
• 9.6 Other End Users

10 Global RegTech Market, By Geography

• 10.1 Introduction
• 10.2 North America
  • 10.2.1 US
  • 10.2.2 Canada
  • 10.2.3 Mexico
• 10.3 Europe
  • 10.3.1 Germany
  • 10.3.2 UK
  • 10.3.3 Italy
  • 10.3.4 France
  • 10.3.5 Spain
  • 10.3.6 Rest of Europe
• 10.4 Asia Pacific
  • 10.4.1 Japan
  • 10.4.2 China
  • 10.4.3 India
  • 10.4.4 Australia
  • 10.4.5 New Zealand
  • 10.4.6 South Korea
  • 10.4.7 Rest of Asia Pacific
• 10.5 South America
  • 10.5.1 Argentina
  • 10.5.2 Brazil
  • 10.5.3 Chile
  • 10.5.4 Rest of South America
• 10.6 Middle East & Africa
  • 10.6.1 Saudi Arabia
  • 10.6.2 UAE
  • 10.6.3 Qatar
  • 10.6.4 South Africa
  • 10.6.5 Rest of Middle East & Africa

11 Key Developments

• 11.1 Agreements, Partnerships, Collaborations and Joint Ventures
• 11.2 Acquisitions & Mergers
• 11.3 New Product Launch
• 11.4 Expansions
• 11.5 Other Key Strategies

12 Company Profiling

• 12.1 ComplyAdvantage Ltd
• 12.2 Trulioo Inc.
• 12.3 Onfido Ltd
• 12.4 AxiomSL, Inc.
• 12.5 Fenergo Limited
• 12.6 NICE Ltd
• 12.7 Wolters Kluwer N.V.
• 12.8 Thomson Reuters Corporation
• 12.9 LexisNexis Risk Solutions
• 12.10 SAS Institute Inc.
• 12.11 MetricStream Inc.
• 12.12 Broadridge Financial Solutions, Inc.
• 12.13 Fidelity National Information Services, Inc. (FIS)
• 12.14 Jumio Corporation
• 12.15 Chainalysis Inc.
• 12.16 ThetaRay Ltd
• 12.17 Ascent Technologies, Inc.
• 12.18 ACTICO GmbH.