B2B 결제 시장 규모, 점유율, 성장 분석 : 결제 유형별, 결제 모드별, 결제 방법별, 업계별, 기업 규모별, 지역별 - 업계 예측(2026-2033년)

B2B Payments Market size was valued at USD 1.69 Trillion in 2024 and is poised to grow from USD 1.9 Trillion in 2025 to USD 4.88 Trillion by 2033, growing at a CAGR of 12.5% during the forecast period (2026-2033).

The B2B payments market is experiencing significant growth, driven by the need for efficient and secure financial transactions between businesses. A diverse range of payment solutions is evolving, transitioning from traditional methods to innovative digital platforms that simplify complex processes. As digitization advances, businesses are increasingly adopting electronic invoices and cloud-based systems, promoting streamlined financial operations. The demand for cross-border transactions is also rising, necessitating cost-effective, multi-currency payment solutions that comply with regulations. Challenges such as resistance to legacy systems and data security concerns persist. However, key trends like integrated payment and financial management platforms, along with mobile and contactless transactions, are shaping the future. This landscape presents vast opportunities for fintech and payment solution providers focused on innovative, automated financial technologies.

Top-down and bottom-up approaches were used to estimate and validate the size of the B2B Payments market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

B2B Payments Market Segments Analysis

Global B2B Payments Market is segmented by Payment Type, Payment Mode, Payment Method, Industry Vertical, Enterprise Size and region. Based on Payment Type, the market is segmented into Domestic Payments and Cross-Border Payments. Based on Payment Mode, the market is segmented into Traditional and Digital. Based on Payment Method, the market is segmented into ACH, Wire, Cheque, Cash, Demand Draft and Credit Card. Based on Industry Vertical, the market is segmented into Manufacturing, IT and Telecom, Metals and Mining, Energy and Utilities and BFSI. Based on Enterprise Size, the market is segmented into Large Enterprise, Medium-sized Enterprise and Small-sized Enterprise. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the B2B Payments Market

The B2B payments market is experiencing significant growth due to the rising acceptance of digital payment solutions and ongoing technological advancements. Businesses are shifting away from conventional payment methods like paper checks and manual invoicing, favoring digital platforms that enhance efficiency, convenience, and reduce costs. The emergence of mobile payment applications, online payment gateways, and electronic invoicing systems has transformed B2B transactions, minimizing manual errors and speeding up processing times, ultimately lowering transaction costs. As organizations recognize the benefits of these modern payment methods, the demand for efficient and streamlined transaction processes continues to increase, further propelling market expansion.

Restraints in the B2B Payments Market

The growing volume and value of B2B transactions inherently elevate the risks linked to security breaches and fraud. Cybercriminals increasingly focus on payment systems, seeking unauthorized access to confidential financial data and causing substantial financial repercussions for businesses. Implementing comprehensive security protocols such as encryption, tokenization, and advanced fraud detection mechanisms complicates B2B payment processes and drives up costs. Additionally, the demands of regulatory compliance can exacerbate these challenges, especially in sectors with strict data protection standards like finance and healthcare, where maintaining secure transactions is crucial for operational integrity and trust.

Market Trends of the B2B Payments Market

The B2B payments market is experiencing a notable shift toward real-time payment systems, driven by a growing demand for instant transaction settlements. Businesses are prioritizing faster payment solutions to optimize cash flow management and enhance liquidity, leading to an increased adoption of technologies that facilitate immediate transfers. This trend resonates strongly across sectors requiring swift financial exchanges, such as e-commerce, manufacturing, and supply chain management. Real-time payment networks are becoming essential tools for companies aiming to remain competitive in a rapidly evolving marketplace, as they allow for seamless, 24/7 payments, thereby improving operational efficiency and fostering stronger business relationships.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2025
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis

Global B2B Payments Market Size by Payment Type & CAGR (2026-2033)

• Market Overview
• Domestic Payments
• Cross-Border Payments

Global B2B Payments Market Size by Payment Mode & CAGR (2026-2033)

• Market Overview
• Traditional
• Digital

Global B2B Payments Market Size by Payment Method & CAGR (2026-2033)

• Market Overview
• ACH
• Wire
• Cheque
• Cash
• Demand Draft
• Credit Card

Global B2B Payments Market Size by Industry Vertical & CAGR (2026-2033)

• Market Overview
• Manufacturing
• IT and Telecom
• Metals and Mining
• Energy and Utilities
• BFSI

Global B2B Payments Market Size by Enterprise Size & CAGR (2026-2033)

• Market Overview
• Large Enterprise
• Medium-sized Enterprise
• Small-sized Enterprise

Global B2B Payments Market Size & CAGR (2026-2033)

• North America (Payment Type, Payment Mode, Payment Method, Industry Vertical, Enterprise Size)
  • US
  • Canada
• Europe (Payment Type, Payment Mode, Payment Method, Industry Vertical, Enterprise Size)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Payment Type, Payment Mode, Payment Method, Industry Vertical, Enterprise Size)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Payment Type, Payment Mode, Payment Method, Industry Vertical, Enterprise Size)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Payment Type, Payment Mode, Payment Method, Industry Vertical, Enterprise Size)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2025
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2025
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2023-2025)

Key Company Profiles

• Visa Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Mastercard Incorporated (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PayPal Holdings, Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Stripe (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• American Express Company (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• JPMorgan Chase & Co. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Bank of America Corporation (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Wells Fargo & Company (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Citigroup Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Goldman Sachs Group, Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fidelity National Information Services (FIS) (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fiserv, Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Global Payments Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Worldpay (FIS) (United Kingdom)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Adyen (Netherlands)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Checkout.com (United Kingdom)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Shopify Inc. (Canada)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Square, Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Amazon (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Apple Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations